habitatbcs.org: Become a Homeowner

Do you want to buy a simple, decent, affordable home?
Bryan/College Station Habitat now accepts applications year round. Before applying for a Habitat home please review the criteria below.

Family Selection Criteria
You must meet all criteria to qualify:

Residency
Home owners must be U.S. citizens or legal residents and must live or work in Bryan/College Station for a minimum of one year.

Need for Adequate Housing
You may qualify if you are:
-Currently living in housing which is overcrowded or in bad condition
-Currently paying more than 50% of income for housing and utilities
-Currently living in a neighborhood that is unsafe or unsuitable for your family
-Currently unable to secure decent housing through other means, like a conventional market loan.

Ability to Pay
You may qualify if you have:
-Stable income between 30% and 60% of the median income of BCS
-Demonstrated an ability to make regular monthly payments for rent, utilities and other credit obligations
-Must have been at current place of employment for at least one year

Willingness to Partner
You may qualify if you are willing to:
-Provide BCS Habitat with a minimal down payment
-Fulfill a minimum of 500 “sweat equity” hours
-Disclose financial and personal information, including employment references, proof of income, payment stubs and records, etc…
-Follow through on Habitat program application requirements, including home visit and interview
-Attend all family workshop classes
-Promptly make monthly house payments
-Maintain and repair the house after occupancy

Family Requirements

Sweat Equity
Sweat equity is a great learning experience in which you work with your family, friends, neighbors, church, and volunteers to build other Habitat homes as well as your own. Working alongside other homeowners and volunteers to build your home is one of the most rewarding aspects of Habitat for Humanity. Sweat equity hours can be completed on the construction site, the Habitat ReStore, and at the Habitat office. Sweat equity hours can be contributed by all family members over the age of 16. In addition, up to 100 hours can be donated by friends, extended family, and other volunteers.

Habitat Home Loan
Habitat homes are sold at a price of approximately $60,000 to $85,000 based on house size with 0% interest. Habitat homeowners pay for their homes at a rate of approximately $350-$525 per month, over a period of 20-30 years. This amount includes property taxes and insurance.

Confidentiality
All information obtained during the Habitat for Humanity family selection process is confidential and will be used only for the purposes of determining eligibility for our program. Families who are not approved during one application period may reapply later should their circumstances change.

The selection of families who purchase Habitat homes is considered by the Family Selection Committee, using criteria that does not discriminate on the basis of race, gender, ethnicity, age, handicap, religion, marital status, or because all or part of the applicant’s income is derived from public assistance programs.



		Do you want to buy a simple, decent, affordable home? Bryan/College Station Habitat now accepts applications year round. Before applying for a Habitat home please review the criteria below. Family Selection Criteria You must meet all criteria to qualify: Residency Home owners must be U.S. citizens or legal residents and must live or work in Bryan/College Station for a minimum of one year. Need for Adequate Housing You may qualify if you are: -Currently living in housing which is overcrowded or in bad condition -Currently paying more than 50% of income for housing and utilities -Currently living in a neighborhood that is unsafe or unsuitable for your family -Currently unable to secure decent housing through other means, like a conventional market loan. Ability to Pay You may qualify if you have: -Stable income between 30% and 60% of the median income of BCS -Demonstrated an ability to make regular monthly payments for rent, utilities and other credit obligations -Must have been at current place of employment for at least one year Willingness to Partner You may qualify if you are willing to: -Provide BCS Habitat with a minimal down payment -Fulfill a minimum of 500 “sweat equity” hours -Disclose financial and personal information, including employment references, proof of income, payment stubs and records, etc… -Follow through on Habitat program application requirements, including home visit and interview -Attend all family workshop classes -Promptly make monthly house payments -Maintain and repair the house after occupancy Family Requirements Sweat Equity Sweat equity is a great learning experience in which you work with your family, friends, neighbors, church, and volunteers to build other Habitat homes as well as your own. Working alongside other homeowners and volunteers to build your home is one of the most rewarding aspects of Habitat for Humanity. Sweat equity hours can be completed on the construction site, the Habitat ReStore, and at the Habitat office. Sweat equity hours can be contributed by all family members over the age of 16. In addition, up to 100 hours can be donated by friends, extended family, and other volunteers. Habitat Home Loan Habitat homes are sold at a price of approximately $60,000 to $85,000 based on house size with 0% interest. Habitat homeowners pay for their homes at a rate of approximately $350-$525 per month, over a period of 20-30 years. This amount includes property taxes and insurance. Confidentiality All information obtained during the Habitat for Humanity family selection process is confidential and will be used only for the purposes of determining eligibility for our program. Families who are not approved during one application period may reapply later should their circumstances change. The selection of families who purchase Habitat homes is considered by the Family Selection Committee, using criteria that does not discriminate on the basis of race, gender, ethnicity, age, handicap, religion, marital status, or because all or part of the applicant’s income is derived from public assistance programs.
Bryan/College Station Habitat for Humanity Website Privacy Policy ©2008 BC/S Habitat for Humanity